Renter’s Contingent Liability Insurance (RCLI) – State Minimum Primary LiabilityThe RCLI policy covers the statutory state minimum liability as primary coverage.
See each state limit here. - RCLI is primary rental car liability insurance that covers the state minimum insurance requirements in all U.S. states (coverage varies by state). NOT available for rentals originating in Pennsylvania.
Example of coverage for California:
Aggregate Coverage of $30,000
Bodily Injury - Per Person - CA Example: $15,000
Bodily Injury - Aggregate (Total Available Insurance Limit) - CA Example: $30,000
Property Damage - CA Example: $5,000
- Coverage is available for all private passenger vehicles that seat eight (8) people or fewer and excludes luxury and exotic vehicles. Rentals for use as rideshare (Uber, Lyft, etc.), delivery, courier (UberEats, GrubHub, Postmates, etc.), and other transportation networks NOT included in coverage.
- Coverage is available in all U.S. states and Canada. Coverage NOT available for rentals originating in Pennsylvania.
- 21 minimum age.
- Valid for any driver with a domestic or international driver’s license or international driver’s permit available in English.
- Coverage is based on 24-hour increments. For example, three (3) days of coverage purchased for July 1 at 10 AM means coverage ends on July 4 at 10 AM. Returns after 10 AM on July 4 would incur an extra day of insurance. (all times local)
- Does NOT cover damage to the rental car itself. Rental car coverage is Collision Damage Warranty (CDW).
- All losses must be reported within 30 days of the date of loss.
Supplemental Liability Insurance (SLI)The SLI policy sold by Bonzah covers up to a maximum combined (not in addition to the state minimum) limit of $500,000 in Supplemental Liability Insurance per accident, with a limit of $100,000 per person per accident, and up to $10,000 in property damage. The property damage limit is an addition to the state minimum property damage limit.
Supplemental Liability Insurance is in excess of any and all other applicable insurance, including, but not limited to, personal auto insurance or corporate auto insurance designed to provide coverage for individual renters/drivers.
- Coverage is available for all private passenger vehicles that seat eight (8) people or fewer and excludes luxury and exotic vehicles. Rentals for use as rideshare (Uber, Lyft, etc.), delivery, courier (UberEats, GrubHub, Postmates, etc.), and other transportation networks NOT included in coverage.
- Coverage is available in all U.S. states and Canada. Coverage NOT available for rentals originating in Pennsylvania.
- 21 minimum age.
- Valid for any driver with a domestic or international driver’s license or international driver’s permit available in English.
- Coverage is based on 24-hour increments. For example, three (3) days of coverage purchased for July 1 at 10 AM means coverage ends on July 4 at 10 AM. Returns after 10 AM on July 4 would incur an extra day of insurance. (all times local)
- Does NOT cover damage to the rental car itself. Rental car coverage is CDW.
- All losses must be reported within 30 days of the date of loss.
Rental Car Damage Insurance (Collision Damage Warranty “CDW”)The CDW rental car insurance offered on Bonzah covers up to $35,000 for rental car damage due to a collision with another vehicle. Renters will be reimbursed up to the maximum benefit shown in the benefits schedule less a $500 deductible for an accident with another vehicle.
- Coverage is available for all private passenger vehicles that seat eight (8) people or fewer, excluding luxury and exotic vehicles. Rentals for use as rideshare (Uber, Lyft, etc.), delivery, courier (UberEats, GrubHub, Postmates, etc.), and other transportation networks NOT included in coverage.
- Coverage is available in all U.S. states. Coverage NOT available for rentals originating in Pennsylvania. Coverage NOT available in Canada.
- A travel distance of more than 50 miles from the renter’s residence is required.
- 21 minimum age.
- Valid for any driver with a domestic or international driver’s license or international driver’s permit available in English.
- Coverage is based on 24-hour increments. For example, three (3) days of coverage purchased for July 1 at 10 AM means coverage ends on July 4 at 10 AM. Returns after 10 AM on July 4 would incur an extra day of insurance. (all times local)
- Does NOT include vehicle theft.
- Does NOT include coverage for rental car damages from single-car accidents involving only the rental car.
- Does NOT include coverage for non-rental car damages due to liability by the renter.
- All losses must be reported within 30 days of the date of loss.
Personal Accident Insurance (PAI)The PAI rental car insurance offered on Bonzah covers up to $50,000 for renter loss of life, $5,000 for passenger loss of life, and $1,000 for accidental medical expenses. The policy also covers up to $500 in personal effects coverage (see limitations). Up to a $25 deductible will be applied.